When Logan Holstock learns that he just has months to live, he ventures to Cactus Creek in hopes of finding his long lost brothers. He didn't count on finding a lovely widow that would make him wish he had more time on this earth.
Sibyl Spencer's husband has just passed away and she has inherited a bank that she doesn't know how to run. When the stranger that stopped the bank robbery offers her help, she accepts.
But spending time together leads to feelings that neither one of them can afford to have since Logan doesn't have much time left. But maybe those feeling will prompt Logan to fight harder to live a life he didn't know he wanted.
Determined to be independent after her husband's death, Laurie Spencer invests in Jared Smith's ranch. She doesn't have enough money for a full partnership, so she throws in herself as the housekeeper for the ranch to make up the difference. Knowing that she will never marry again, Laurie is dismayed by her attraction to Jared.
Jared needs to save his ranch. His taking Laurie's money was a last ditch effort to do so. But in doing so, he cuts out his other partners in the ranch. If he can get a loan from the bank, that will save his problems. Unfortunately the owner, Laurie's former brother in law, will only loan him the money if Laurie no longer works for Jared.
Can Jared set aside the woman he has come to love to save his ranch?